General Liability Insurance
Protects your business from third‑party bodily injury, property damage, and personal/advertising injury claims.
What Is General Liability?
General Liability (GL) insurance helps cover claims that your business caused bodily injury or property damage to others. It can also cover personal and advertising injury (like libel or slander) and medical payments.
What It Typically Covers
- Bodily injury to third parties
- Damage to a client’s property
- Personal and advertising injury
- Medical payments
- Legal defense costs (subject to policy terms)
What’s Not Covered
GL won’t cover everything. For example, professional services, employee injuries, autos, or intentional acts are typically excluded. You may need other policies like Professional Liability, Workers’ Compensation, or Commercial Auto.
Limits and Options
Common limits include $1M per occurrence / $2M aggregate, with options for higher limits and umbrella coverage depending on your risk profile.
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Ready to protect your business with the right coverage? Start a quick quote now.