Equipment Coverage

Protects owned and leased equipment from covered causes of loss on job sites, in transit, or at your premises.

What Is Equipment Coverage?

Often written as inland marine or equipment floater, this coverage helps pay to repair or replace gear that’s stolen or damaged, subject to policy terms and deductibles.

What It Typically Covers

  • Portable electronics and surveillance equipment
  • Tools and specialized devices
  • Transit and off‑premises risks
  • Rental reimbursement (if endorsed)
  • Scheduled and unscheduled items

Coverage Tips

Keep an updated inventory, track serial numbers, and use secure storage. High‑value items may require scheduling and proof of value.

Get a Quote

We’ll match equipment coverage to your assets and operations.

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